New York Life Life Insurance Review

 New York Life offers term policies that expire after a given amount of time and permanent life insurance policies that provide long-term coverage and build cash value over time. Dividends are paid on some of the permanent life policies. The cash value can be used to pay for things like higher education or retirement.

Unfortunately, you won’t find a lot of the important details about coverage and qualification requirements on the New York Life website. For example, its page on whole life insurance doesn’t detail the maximum amount of coverage available or the age cutoffs. Depending on the policy type, coverage can surpass $1 million. New York Life does list the riders, also known as add-ons, available for its life insurance policies.

New York Life has the most expensive coverage of our top-ranking insurance companies, according to our data. New York Life offers a wide array of life insurance policy options and ways to customize coverage, but it comes at a high price. Those who are interested will need to contact an agent for in-depth information about potential coverage as well as for rates based on their specific circumstances.

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