Term Life Insurance Options From New York Life

 


Term Life Insurance Options From New York Life: For term policies, New York Life’s plans are Yearly Convertible, Level Premium Convertible, and Million Plus Level Term 10.

These term life insurance options are:

Available in one year increments for the Yearly Convertible policy

Available in custom increments from 10 to 20 years for the Level Premium Convertible Term 10-20 policy

Available with $1 million or more of coverage for 10 years for the Million Plus Level Term 10 policy

Guaranteed to have level monthly premiums for the Level Premium Convertible policy and annually increasing premiums for the Yearly Convertible policy

Available through New York Life agents

In addition:

Term life insurance policies can be converted to permanent policies for a fee.

Death benefits can be paid in a tax-free lump sum.

The following policy riders are offered: disability waiver of premium, spouse’s paid-up, living benefits option, and policy purchase option.

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