How to Buy Life Insurance from AIG?


How to Buy Life Insurance from AIG?

You can request free quotes for guaranteed issue whole life, term life, and universal life insurance through the AIG Direct website. If you prefer to speak with an agent over the phone, call AIG’s toll-free number. After receiving a free quote, you’ll need to speak with an AIG agent, who will ask you a few questions about your medical history. The agent will also need to know the contact information of your primary doctor, information about past or current prescription drug use or medical diagnoses, information about policy beneficiaries, and your current debts and salary.

After deciding what type and amount of coverage you need, you’ll need to fill out an AIG life insurance application. Medical examinations aren’t required for guaranteed issue whole life policies, and you may qualify for no-exam AU+ processing for universal life coverage. But if you apply for term life insurance, you’ll have to take a medical examination. According to AIG, a medical exam usually takes about 30 minutes. You can arrange for the exam to take place in your home or office, at a time most convenient to you.

Once the medical examination is complete, your application will enter AIG’s underwriting process, which can take a few weeks.

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